FEMA Appeals & Claims Strategy

FEMA initially denies 40–60% of claims. Kendall designed and operates the leading FEMA Appeals Clinic model in California, has trained 20+ attorneys in FEMA appeals practice, and has recovered $20M+ for clients through structured FEMA advocacy. Services include claims review, documentation audits, appeal brief preparation, and strategy for both Individual Assistance and Public Assistance programs.

Track record: The ROI on legal FEMA advocacy is exceptional — county agencies typically recover $5–15M in additional reimbursements per major disaster through proper documentation and appeal strategy alone.

Common Questions

My FEMA application was denied. What can I do?

Do not accept the denial as final. Between 40–60% of FEMA claims are initially denied, but with structured legal advocacy and proper appeal filings, 60–80% of appeals succeed. You have 60 days from the date of a denial letter to file an appeal. The most common reasons for denial are title complications, insufficient documentation of damage, FEMA's determination that you have adequate insurance (which is often disputable), and registration errors. An experienced disaster law attorney can identify the basis for your denial, gather supporting documentation, and draft a compelling appeal letter.

What is the difference between FEMA Individual Assistance and Public Assistance?

Individual Assistance (IA) is for households and individuals — housing assistance, personal property replacement, and limited medical and dental expenses. Public Assistance (PA) is for government entities and eligible nonprofits — it reimburses costs of emergency protective measures, debris removal, and permanent restoration of facilities. The two programs have completely different application processes, documentation requirements, and appeal structures. Most organizations that work with Kendall need PA expertise; most individual survivors need IA expertise.

Can Jarvis Disaster Law represent clients outside California in FEMA matters?

Yes. Under Sperry v. Florida, 373 U.S. 379 (1963), representation in federal agency proceedings — including FEMA Individual Assistance appeals, FEMA Public Assistance proceedings, and CBCA arbitration — is not limited by state bar admission. Jarvis Disaster Law & Consulting is available to represent clients in these federal proceedings across all U.S. states and territories under this exception. Consulting, training, and expert witness services are also available nationally. California bar licensure governs all other legal representation.